Spend, Pay, and Manage Your Funds

Simple checking for everyday business banking backed by local service and digital convenience.

Business Checking That Works as Hard as You Do

Your business deserves a checking account that keeps things simple, secure, and efficient. Our Business Checking solution is designed to help you manage daily transactions with ease while giving you the flexibility to grow.

Unlimited Transactions

Make as many transactions as you need for everyday payments and deposits.

Digital Tools

Reliable access to funds with debit card, digital banking tools, and surcharge-free ATMs.

Low Monthly Fees

Our Business Checking has a low monthly maintenance fee of $15.

Tools That Keep Your Business Moving

Manage your business money wherever you work. Get everyday features that keep banking simple, secure, and organized.

Nationwide ATM Network

Access over 55,000 surcharge-free ATMs via the Allpoint® network.

Mastercard® Debit Card

Your Business Checking Account comes with amazing benefits.

Mobile
Banking1

Conveniently bank from anywhere your business takes you.

Frequently Asked Questions

Open with a low minimum deposit of $500 for the first month.

There is no minimum balance required after the first month of account opening.

Yes! Business deposits are insured up to $500,000, protected by NCUSIF coverage and strengthened with additional private insurance through Excess Share Insurance (ESI) Corporation, all at no extra cost to you. Learn more about our deposit insurance.

A First Harvest Mastercard® Debit Card comes with amazing benefits – at no additional costs to you! Below are just a few key benefits you’ll enjoy as a First Harvest Mastercard® Debit Cardholder.

  • Link your First Harvest Mastercard® to various Digital Wallet providers including Apple Pay, Google Pay, Samsung Pay and more
  • Activate your First Harvest Debit Card Round Up feature and automatically save on your everyday spending!
  • Stay up to date on your First Harvest debit or credit card activity by setting up transaction alerts within our online banking controls! With transaction alerts, you’ll be notified each time you use your debit or credit card and have the ability to lock your card if you lose or misplace it!
  • Gain peace-of-mind with Mastercard’s Zero Liability Policy and make purchases online and in-store with confidence. Some conditions and exceptions apply. For full details, visit Mastercard’s Website.
  • Chip Technology improves the global usability and security of cards, as more merchants at home and abroad switch to advanced chip card terminals.
  • Contactless Technology allows Mastercard® cardholders to breeze through checkout at millions of places. Look for the contactless symbol anywhere they shop.
  • Mastercard® ID Theft Protection provides cardholders with access to a number of Identity Theft resolution services, should they believe they are a victim of identity theft.

More Solutions

Build a stronger financial foundation with savings options that grow with your goals. Discover smart ways to help your business plan for what’s next.

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Simplify your everyday banking with accounts that make managing cash flow easier. Explore flexible solutions tailored to your business needs.

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Connect with a representative for assistance with almost any banking need. Schedule a virtual video chat when it’s convenient for you.

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Business Growth Savings

Build a stronger financial foundation with savings options that grow with your goals. Discover smart ways to help your business plan for what’s next.

Learn More

Business Checking

Simplify your everyday banking with accounts that make managing cash flow easier. Explore flexible solutions tailored to your business needs.

Learn More

Virtual Branch

Connect with a representative for assistance with almost any banking need. Schedule a virtual video chat when it’s convenient for you.

Learn More

Get Started Today!

First Harvest Credit Union serves members across New Jersey with business checking that keep your business moving forward.