Digital Banking That Works Around Your Life

Manage your money anytime, from almost anywhere! Pay bills, transfer funds, and more from your phone or computer.

Digital Banking Tools 

Digital banking tools put your accounts at your fingertips, so you can manage money on your schedule. Check balances, move money between accounts, pay bills, deposit checks, and track activity—without a trip to a branch. 

Online banking and bill pay services are accessible almost anywhere with internet access.

Mobile banking and check deposits so you can bank on the go.

eStatements that reduce paper waste and offer added security.

Direct deposit that saves you time and gives you faster access to your funds.

Digital Wallets

Members have the option to load their First Harvest Credit Union Debit and Credit Cards into various digital wallets to help make more secure purchases.

Available for Apple Pay, Google Pay, Samsung Pay, and many other digital wallets for easy tap-to-pay at stores and online.

Pay quickly without digging for your physical cards — your phone, watch, or other device becomes your wallet.

Enjoy added security with encrypted transactions and device authentication like biometrics or PIN.

Keep all your payment cards in one place so you can shop confidently wherever digital wallets are accepted.

Get Started Today!

Serving members across New Jersey, First Harvest Credit Union is proud to offer digital tools that make it easier to manage your money securely, conveniently, and on your schedule.

Our Digital Banking Tools

Bank from almost anywhere — all while saving trees, time, and money with these easy-to-use digital banking tools.

No time to drop by a branch? No sweat. Enjoy access to a number of convenient banking tasks around the clock, including balance checks, bill payments, funds transfers, and more — all accessible on your phone or computer.

Online Banking1

  • Fast and secure service for members with an account
  • Manage a number of banking tasks anytime, anywhere with online access:
    • Check account balances
    • Access eStatements
    • View account activity
    • Transfer funds between accounts or pay a loan or credit card

How to Enroll:

  1. Get started by selecting Enroll in online banking.
  2. Be sure to have your account number handy to ensure successful enrollment.
  3. Once successfully enrolled, don’t forget to change your account statement preference to eStatements for added security.

Bill Pay1

  • Make one-time or recurring payments with ease:
    • Schedule payments in advance
    • Set up payment reminders and notifications
    • Ensure payments are received on time
    • Have all payee information saved in one convenient place
  • Avoid paper clutter and long periods of check preparation
  • More secure than paper billing
  • Save money on postage, checks, and trips to a branch

How to Enroll:

  1. Sign in to your online banking account.
  2. Select Pay Bills.
  3. Agree to the terms and conditions
  4. Follow the on-screen prompts to complete your enrollment.

We know you’re on the go — so use mobile banking to manage your accounts with a few taps to your screen. Simply use your web browser or download our free2 app to check your balance, transfer funds, deposit checks, and more.

Mobile Banking

  • Fast and secure service available to members enrolled in online banking
    • Configure your personalized mobile app settings through online banking by going to the “Accounts” tab to get started
  • Manage a number of banking tasks from wherever you are:
    • Obtain balances
    • Transfer funds from one account to another
    • View transaction history
    • Pay bills
  • Mobile Check Deposit3 allows you to deposit your checks via your mobile device
  • Available for iPhone® and Android devices
  • Save yourself time; fewer trips to a branch are necessary

Use your mobile browser — or download our free app now for your iPhone or Android device!

Mobile Deposit

Deposit checks with your mobile device to your First Harvest account— anytime.

  • Available within our free mobile app for iPhone or Android
  • Save time and avoid unnecessary trips to a branch

Important: All checks deposited through the mobile app must be endorsed and have “For Mobile Deposit Only” written on the back or they will be rejected.

Tips for Using Mobile Deposit

  • Before logging in to the mobile deposit app, close all other apps running in the background on your mobile phone.
  • Sign/endorse the back of your check, and label it “For Mobile Deposit Only
  • When prompted for the amount, carefully enter the amount to be deposited to ensure it matches the amount written on your check.
  • Flatten any folded or crumpled checks before taking your photos.
  • Keep the check within the viewfinder on the camera screen when capturing your photos. Avoid capturing as much of the areas surrounding the check as possible.
  • Take the photos of your check in a well-lit area, against a solid dark background, and avoid any shadows across the check.
  • Keep your phone flat and steady above the check when taking your photos.
  • Make sure the entire check image, including all four corners, is visible and in focus before submitting your deposit.
  • The MICR line (numbers on the bottom of your check) is readable.

Reduce paper waste while maximizing convenience—free eStatements are a total win-win. They provide the same information as a paper statement but are safer. Make the switch and enroll today!

  • Offers a fast, free, and easy alternative to paper statements
  • Saves paper and the environment
  • Reduces chances of fraud and identity theft
  • Simplifies recordkeeping and more easily access past statements
  • Provides download options for permanent storage or print if needed
  • Sends email notice when new eStatement is ready

How to Enroll:

  1. Sign in to your online banking account.
  2. Select one of your accounts.
  3. Click on Online Statements.
  4. Navigate to Edit User Settings tab and select User Settings.
  5. Choose your preferred delivery options and select Submit.

Save time and resources when you manage your First Harvest Credit Union account with Automatic Transfers and Direct Deposit. – These are the fastest and safest ways to deposit funds into your accounts. The advantages of Direct Deposit include:

  • More reliable than paper checks
  • Get your money faster
  • Never lose a check
  • Set up automatic transfers to help you save more each pay period
  • Automatically pay bills on time without fear of overdraft by setting up bill pay, timed after an expected direct deposit

Simply provide your employer, or the organization that is issuing your funds, with the following information:

Institution Name:
First Harvest Credit Union

Address:
1617 Hurffville Road, Deptford, NJ 08096

Routing/ABA Number:
236077755

Your Account Number:
Members can view their full account number under the “Account Information” link within Online Banking.

Helpful Tips:

  • Be sure to confirm the name used on your Direct Deposit request matches the name used on your account. Mismatched information may prevent your funds from being deposited into your account.
  • Please verify your account number and the corresponding account type (savings, checking, etc.) you wish to have your refund deposited into are correct.

Frequently Asked Questions

  • To create your Online Banking account:
    • Visit our Online Banking login page.
    • Select Enroll in Online Banking.
    • Read the disclosure in full and agree to the Terms & Conditions.
    • Provide your account number and additional required personal information.
  • You are now successfully enrolled! You can also log in to your account and view your eStatements, select the account, and choose “Online Statements” from the menu.

In order to access eStatements, you’ll need to create your Online Banking account. Once created, just sign in to your Online Banking account, select the account you’d like to view, and click on Online Statements from the available menu.

  • First, create your Online Banking account (steps available above). To enroll in eStatements:
    • Log in to your Online Banking account.
    • Select one of your account.
    • Click on Online Statements.
    • Navigate to the Edit User Settings tab and select User Settings.
    • Choose your preferred delivery options and select Submit.
Simply provide your employer, or the organization that is issuing your funds, with the following information:
    • Institution Name: First Harvest Credit Union
    • Address: 1617 Hurffville Road, Deptford, NJ 08096
    • Routing/ABA Number: 236077755
    • Your Account Number: View your full account number under the Account Information link within Online Banking.
Manage everyday banking tasks from almost wherever you are, available for iPhone® and Android™ devices: 
  • Obtain balances Transfer funds from one account to another
  • View transaction history
  • Conveniently pay bills Mobile Check Deposit
  • Allows you to deposit your checks via your mobile device

Save time and avoid unnecessary trips to a branch Important: All checks deposited through the mobile app must be endorsed and have “For Mobile Deposit Only” written on the back or they will be rejected.

  • Available within our free mobile app for iPhone or Android
  • Save time and avoid unnecessary trips to a branch

Tips for Using Mobile Deposit

  • Before logging in to the mobile deposit app, close all other apps running in the background on your mobile phone.
  • Sign/endorse the back of your check, and label it “For Mobile Deposit Only
  • When prompted for the amount, carefully enter the amount to be deposited to ensure it matches the amount written on your check.
  • Flatten any folded or crumpled checks before taking your photos.
  • Keep the check within the viewfinder on the camera screen when capturing your photos. Avoid capturing as much of the areas surrounding the check as possible.
  • Take the photos of your check in a well-lit area, against a solid dark background, and avoid any shadows across the check.
  • Keep your phone flat and steady above the check when taking your photos.
  • Make sure the entire check image, including all four corners, is visible and in focus before submitting your deposit.
  • The MICR line (numbers on the bottom of your check) is readable.

Digital wallet solutions allow members to store their credit cards, debit cards, loyalty cards, driver’s license, and coupons in a digital form on their compatible devices. They can use their digital cards to pay for goods and services online and at retail locations that accepts digital payment.

Payment card issuers, like First Harvest Credit Union, must allow their cards to be used with digital wallet platforms. First Harvest Debit and Credit Cards are compatible with various digital wallets and can be used to make purchases through Apple Pay, Google Pay, Samsung Pay and more.

The First Harvest Debit and Credit Cards can be used with the following Digital Wallet/Pay Partners:

Apple Pay:

  • Loading your card in Apple Wallet – Here’s How
  • Make Purchases with Apple Pay on compatible devices – Here’s How

Android Pay:

Samsung Pay:

Microsoft Wallet:

  • Microsoft Wallet allows members to easily and safely pay for their purchases in stores or online with Microsoft Wallet on their Windows phone.

Masterpass:

  • Masterpass from Mastercard is the first omnichannel, all digital payment service for consumers, issuers, and merchants leveraging the most advanced methods of payment available.

 

Important Note: Google Pay/Android Pay cannot be used on Apple devices.

While Digital Wallets often provide more enhanced security through information encryption, here are some tips to keep in mind:

  • Take the time to secure your device and app by setting up available security features, such as PINs and biometric authentication options.
  • Limit your purchase transactions to retailers and individuals you trust
  • Monitor your financial accounts and review your payment history frequently to quickly identify any suspicious activities
  • Only process transactions on secured Wi-Fi networks.
  • Register your First Harvest Mastercard Debit Card for complimentary ID Theft Protection – Get Started Here 

More Solutions

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

With a First Harvest savings account, you’ll keep your finances organized, open the door to credit union benefits, and watch your savings soar.

Learn More

What’s better than saving? Saving with certainty. Open a certificate to meet our savings goals with guaranteed, fixed-rate earnings.

Learn More

Personal Checking

Manage spending with confidence! Choose between our Free* Checking, Growth Checking, or First Step Checking accounts for easy access to funds and financial flexibility!

Explore Options

Personal Savings

With a First Harvest savings account, you’ll keep your finances organized, open the door to credit union benefits, and watch your savings soar.

Learn More

Certificates

What’s better than saving? Saving with certainty. Open a certificate to meet our savings goals with guaranteed, fixed-rate earnings.

Learn More